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IEEE Security and Privacy
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A Review of Technical Approaches to Realizing Near-Field Communication Mobile Payments

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Abstract

This article describes and compares four approaches to storing payment keys and executing payment applications on mobile phones via near-field communication at the point of sale. Even though the comparison hinges on security - specifically, how well the keys and payment application are protected against misuse - other criteria such as hardware requirements, availability, management complexity, and performance are also identified and discussed.

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IEEE Security and Privacy

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